Make money from YouTube videos

Remember that viral video you laughed at yesterday while chowing down on your doughnuts? That video could have earned the maker more than £100,000.

We’re not kidding when we say you can earn some serious dollar from YouTube videos and it might just be the funnest money making gig like EVER.

While it sadly isn’t as easy as clapping your fingers and the money appearing in your bank account like magic, making money out of YouTube videos is still a relatively simple concept.

And, in an effort to help you earn some dollar, we’ve put together this step by step guide. Send us some of your earnings maybe?

How to make money from YouTube videos

• How much money can you make?
• How does it work?
• What do you need to get started?
• How do you make your videos the bestest?
• How can you make even more?

How much money can you make?

Straight in there with the killer question, you shrewd lot. Well, the answer is a bit of a mixed bag really, if we’re honest.

While you might be lucky and find a video clip of yours goes viral and earns you £100,000 (like the guy who uploaded a clip of one of his son’s biting the other one’s finger), this is very unlikely. That said, if you have got something funny, by all means give it a shot.

You’re much more likely to build up revenue by getting an audience through constant content, whether you’re making vlogs, cat videos or just talking about custard creams.You might remember the tale of 17 year old Fred Pye – he hit the news recently forearning £24,000 a year by making walk-throughs for Grand Theft Auto.

But as we said, it isn’t all like this. Livie Rose, a beauty blogger from Brighton says her pay fluctuates from thousands one month to £50 the next, and some people only report a few pounds here and there.

What can you realistically expect?

As a benchmark you can expect to make around $1.50/1000 views. This means that 1million views = $1500… That’s around £880 to us English folk.

However, keep in mind that a lot of the channels (such as Epic Mealtime) sign advertising contracts with certain companies or even promote their own merchandise, like T-shirts, which can earn them even more on top of their views alone.

It’s hard to put a total on this but the possibilities are endless depending on what your videos are about.

How does it work?

The basic deal with this is Google Adsense, a nifty little programme that allows you to monetise (we love that word) your website or videos with adverts.

After you’ve signed up with the beast that is YouTube and built a decent amount of followers and views you’ll receive an email asking if you want to monetise your videos. You’ll then be able to select videos you want to earn dollar on.

The basic gist of this is companies pay Google to advertise on your videos and you’ll get a cut of the profit.

Just to be clear, you can’t monetise any videos with copyrighted material in them. So no nicking other people’s stuff y’hear?

What do you need to get started?

Depending on what you’re planning on filming you’ll need to get your setup sorted from the beginning.

There’s no point having good content if you’re filming it on your iPhone. A decent setup goes a long way towards showing that you’re serious and having people respect your videos.

You’ll need:

• A decent camera – Quality is important and you’ll need to record your videos in full 1080p HD.
• Video editing software – Both PCs and Macs have pretty decent video editing software (Movie maker & iMovie) but Adobe Premier is a decent option for advanced users.
• Sound recording equipment – Most cameras come with a microphone but if you’re looking for top sound quality you might need to purchase a decent microphone.
• Lighting – This is not an essential but some top Youtubers swear by it.
• A decent backdrop – If you’re filming a vlog or pieces to camera you might want to set up a decent backdrop. You can stick with plain white or jazz it up a bit with a collection of posters for example.

How to make your videos the bestest?

As we said before, the way this works is you get popular then you get paid. You can’t sign up to monetise videos no one has watched yet.

It makes sense really, who wants to pay to advertise on a billboard no one walks past? Yet while building up a decent audience might seem daunting, there are some easy tips that might help you get there sooner:

• Choose your genre: One of the most popular genres on Youtube is gaming walk-throughs but it’s a pretty competitive. Take some time to think about what you can do well and whether you think you can make a success of it. Other genres that work well are: product reviews, comedy, how to’s, sports and films.
• Choose a good username: Sounds trivial, trust us, it isn’t. You need to make your username memorable and steer clear from numbers and random characters. Yes, that means Xxx_ponysrock92_xxX is a no go. Sorry.
• Catchy relevant titles: Make your title both catchy and relevant. That way people will remember it, and more people will stumble across it if they’re searching for something similar.
• Upload regularly: You won’t build an audience if you stop posting! Remember, the longer you keep that audience locked in, the more monies you get.
• Be original: There’s nothing wrong with tried and tested formats such as reviews or cat videos, but you have to make sure you stand out from the crowd. Go forth and be different kids!
• Show your enthusiasm: You need to be creating videos about something you love. Having a passion for your videos will show! If you don’t love what you’re doing you’ll soon get bored and the videos will start to show that. The passion comes first and the money comes second…

Always make sure to follow the rules too; no inappropriate content, copyright or spamming. Play nice and you’ll be fine.

How do you make more?

If you’ve built up a pretty sizeable base and have a dedicated audience, there is one other avenue to explore aside from Google Adsense and YouTube itself.

Patreon is a great little web tool that allows your fans to sign up and donate money directly each time you post something new.

The key to this is building up an audience that appreciates you – if they like what you do the chances are they can be persuaded to part $1 or more each time you upload. Yes it’s US money, but money is money!

Also, as mentioned above, you can approach companies to talk about advertising or at the very least free sample for you to review/talk about.

You might even want to branch out into creating your own merchandise once/if you make a name for yourself.

Some of the big shots on here are earning about three thousand dollars everytime they post a new video. Yes you read that right.

So, have you decided to give YouTube video-ing a crack? We’d love to see your efforts and hear how it went! Make sure to hit us up in the comments below.

 

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6 steps to successfully working from home

By Jem Collins in Jobs & Careers, Make Money

Working from home may be your idea of heaven but it’s harder than it sounds. Here are some expert tips to earning some cash without leaving your student accommodation.The internet is crammed full of work-at-home job adverts which can look like the ideal job for poor students, particularly when you’ve got 5p in your bank account.

The idea of working at home in your PJs can sound like the best gig in the world, but be warned, it isn’t all fun and games.

Because we’re lovely people we’ve put together six of the most important things to consider before you hang up your work uniform for good.

1. Find the right job

   So you’ve decided that earning from home is the ideal set up for you. You’ve stocked up on tea, sugar and comfortable pyjamas; in fact all that’s left is the find the job itself.
   You’ll find this next point a recurring theme throughout this article, so we’ll forgive you if you feeling like hitting us later, as long as you actually take in what we’re saying.
   Put simply, finding a job online is exactly the same as finding any other type of job. Fail to take it seriously and you’ll fail to profit.
   Online job sites are a great place to start and we’ve got our very ownpart-time job search engine. It’s also worth checking out sites such asGumtree and Guardian Jobs.
   Another option to consider is freelancing on various projects, as it gives you much more flexibility and variety.
   Check out our step by step guide on freelancing for everything you need to consider and once you’ve done this you can head on down to sites likePeople Per Hour, where you can offer your services for shedloads of freelance jobs.
   Once you’ve found the perfect job, you’ll need to make sure you put in an application that stands out. Check out our advice on acing phone interviews and making your CVor cover letter the talk of the town.

2. Don’t get conned

   It has been said a million times before, but if something looks too fantastic to be true then it probably is…
   You can forget your dreams of a £75 an hour gig; people simply aren’t going to pay mega bucks unless you’re very highly skilled.
   Treat online job adverts just like you would any other; check out the company before you apply, expect at least a phone interview before being offered the role and always make sure you visit head office in person before you accept (or at least use Google Street view).
   It might sound stupid, but blindly trusting the person at the end of an email could mean you end up working without getting paid or, even worse, scammed out of any money you did have.

3. Crank up the willpower

   The possibility of having a job where you can work starkers and not leave your bed is definite bragging rights, but you’ve got to be sure you have got the self-discipline to not roll over and go back to sleep.
   When you’re working for yourself, there will be no one to continually ring your phone and leave expletive messages if you don’t show up for a shift. And no one to tell you off for slacking half-way through.
   Your housemates may be playing a round of Fifa and last night’s photos may well just have hit Facebook, but if you don’t find the time to work you’ll find your bragging rights evaporate very quickly.
   Basically, don’t be these guys.

4. Avoid loneliness

   In one sense online jobs can be some of the most social around. Some friends want to go for a ‘quick pint’ at the pub (personally we’d suggest pre-drinks, much cheaper)? No problem! Just switch your shifts around and the beer is yours before you know it.
   However an online job can also be one of the loneliest ways to work.
   There’ll be no more chats at the water cooler, complaining about the customers or attending raucous work dos.
   In fact, for the most part, you’ll have to forgo the idea of meeting people at work entirely.
   On the plus side though, there’ll be no more walks of shame when someone on your shift finds out what really happened to you last night.

5. Don’t do too many hours

   It’s always a little bit tempting to go overboard on work hours, especially when working actually means sitting on your bum at home.
   Remember you’re not getting paid to do nothing, so the chances are you won’t be able to cook a roast or finish that essay at the same time.
   Most uni courses suggest a limit of 15 hours a week for any kind of term-time job so you can still concentrate on your studies, but it’s probably better to go for a lower number of hours at first and then add a few more later if you think you can handle it.

6. Become self-motivated

   Whilst decent companies will give you as much help settling in as they can, that doesn’t mean there’ll be someone there to help you when it’s 3am, you’re shattered and you haven’t the foggiest at what to do next.
   You simply just have to get used to the idea that there will be no instant feedback and help only comes in emails between nine and five.
   Getting organised and planning your workload will really help and give you plenty of time to take on problems.

And finally…

Don’t let all the above give the impression that all online jobs are bad; it’s just best to have a balanced view of things before you commit to anything.

One of the major advantages of working at home is you won’t have to pay for travel, or account time for it.

You also won’t have the worry of switching jobs or getting holiday when term ends and no one will complain if you end up working at ridiculous hours as long as the job gets done (extra flexibility).

Do your research and you could end up with the student job of a lifetime!

After all of that you you find yourself thinking that working from home for a company is not for you then why not take a look at our ultimate list of quick ideas to start making money online, here.

Student to Millionaire: The ultimate guide

So you fancy being a millionaire? There probably isn’t a student alive who hasn’t thought what it would be like to have a bottomless bank balance.

While we’ve all dreamt of countless jaunts to far-flung destinations, and an endless queue of gorgeous people wanting to help you splash your cash, short of a lottery win, chances are you’ve ruled it out as a daydream.

But being a ‘millionaire’ isn’t really as difficult and unachievable as you might think. Lots of people prove each and every year that you don’t have to be a banker, EuroMillions winner or be born with a silver spoon in your mouth to build up your wealth to seven figures.

So, here’s our ultimate guide to getting that million. Let’s get rich!

What’s on this page?

• What makes a millionaire?
• What to do when you’re a student
• What to do when you’re a graduate
• What to do before you’re thirty
• What to do before you retire
• Fast track methods

What makes a millionaire?

Ok, so a million quid ain’t what it used to be. It’s actually getting easier every day thanks to things like inflation. So for many budding rich-listers it’s a question of lifestyle and not having to worry about your finances.

To live like a millionaire, you don’t actually need to have a million pounds in the bank – 99% of ‘millionaires’ don’t. To actually be a millionaire you will most definitely have to be right on top of your finances and investments!

Being a millionaire can mean all sorts of things, but in this guide we’re essentially going to look at a realistic path in which you can build up your wealth to a target beyond £1,000,000.

We’ve suggested a few ‘fast track‘ ways to becoming a millionaire at the end for those who just can’t wait… but stick with us for the fool-proof guide first!

Let’s briskly walk through the rest of your life, taking a look at the steps you can take to become a millionaire (or even a billionaire!).

As a student

Most students have to scrimp just to get by, and can expect to leave university with a hefty amount of student debt (see how much).

So, becoming a millionaire at this stage in your life is a tall order. If you’re serious about being wealthy though, now’s the time to get your act together.

Set goals!

The wealth game is a long slog. Money doesn’t come easy. Before you embark on your millionaire challenge, it’s vital that you have a clear life plan.

You need to work out a feasible and realistic route to making your millions that draws on your past skills, experience and ambitions.

We’ll touch on setting income goals later on, but if you’re serious about this then you need to know how to achieve it not just dream it!

Sort out your spending habits

Most millionaires don’t run around buying Lamborghini’s all the time while cracking open the Champagne for breakfast. In fact, that’s part of the reason why they’re millionaires in the first place.

They say that ‘a fool and his cash are soon parted’, and that’s a fairly decent motto to live by if you want to join the super-rich.

Hone in on your money skills

Practicing and learning some basic budgeting and money saving skills while you’re a student will stand you in good stead for the rest of your life, so don’t just write it off as ‘something you’ll do another day’!

If you haven’t already got it, download our free book: The Essential Student Guide to Finance.

Start earning

To be wealthy you need to have income! Use any spare time you have (aside from studying and partying) to earn some cash. It’s a good idea to land a part-time job, but it can also pay off to be more creative.

Check out our quick ways to make money guide, or why not start-up a small business if you have something to offer?

Start saving

There’s no getting away from the fact that you will have student debt, but because you don’t have to pay it all back right away (if ever) it’s not like other debt (read about the repayments).

You may find that sometimes you do have a few quid to spare, especially when the loans come in.

Get into the habit of putting this into a savings account (easy access is best at this stage) and you’ll be surprised how much interest you can earn on it during your time at uni.

At the same time, remember to cut down on spending. Avoid having a car and think carefully before splashing out on big-ticket items if you don’t really need them.

As a graduate

Going from a life of education into a world of work can be a daunting prospect. There’s a lot to adjust to, and you might still be worrying about what you actually want to do with your life, nevermind the challenge of becoming a millionaire in the next few years!

Our advice is don’t worry about the unknown, things always work out and there are lots of things you can do to boost your chances of breaching the high-life.

Get a job

Your first priority to maximise your income at this stage is to secure a well paid job. Having said that, think carefully about the career you want to embark on: one you will enjoy and can progress quickly in. Read more about finding a graduate job.

If you’re finding it hard to get on to the career ladder, then pick up a part-time job for the time being whilst you job hunt. And if you’re really struggling to find any paid work then don’t be afraid to sign on at the Job Centre for a short period.

Start a business

The fast-track method of becoming super wealthy in your twenties is to start a high growth, high return business with a plan to exit within 5 years or so.

But, of course. there is absolutely no guarantee you’ll even make a penny, and the risk can often outweigh your other options of building a longer term income.

It’s important to have a well researched idea and a solid business plan before you start, and a clear picture of how you’ll support yourself when there’s no money coming in.

Having said all this, there may never be a better time to start in business than as a graduate. You’re responsibilities are minimal and even if it all goes Pete Tong, you’ve got a wealth of experience to build on to take forward.

Take advantage of tax-free ISAs

One of the reasons why people will never become millionaires is simply because they don’t know how. There are lots of competing options out there fighting for you to invest in, but you need to think smart and do your homework on what is available to you and then what will give you the best return.

Tax free cash ISAs are one of the best ways to consistently build up your savings. If you don’t yet have an ISA, get one now! Why? Read on…

Every year, each person in the UK over the age of 16 has an allowance of money they can put in a tax-free savings account, called an ISA. Once your money’s in the account, it stays tax-free, year after year. So if you have a little bit of spare money lying around, you should absolutely, definitely, 100%, put it in an ISA. After all, why pay tax (currently 20% on savings interest) when you don’t have to?

You can open a different ISA every year with a different provider if you want to, so shop around for the best rate. The top interest rate you can expect right now is around 3%. If you deposit £5,760 (the max. allowance for 2013/14) in one of the best ISAs, you’ll earn £169.76 over the year in tax-free interest. If that same amount was invested in a normal savings account paying 3%, after tax you’d receive £135.

For more on ISAs,  read our guide on the best ISA accounts.

Before you’re 30

A few years on from graduating, you’ll hopefully have a decent amount of cash coming in on a regular basis. Now’s the time to start getting serious. Being wiser with your spare money is what makes the difference between your Average Joe and your millionaire.

Get on the property ladder

Whilst you’re renting a property, you could see it as throwing cash down the drain every month.

Of course there are lots of benefits in renting, but by this point you should be a little more settled both in where you want to live and financially.

You may be quite happy living with your parents for a few years after you graduate (even if they’re not over the moon), and building up your cash reserves, but sooner or later, you should be looking into buying your own place.

Once you’ve bought your own house or flat, you’ll probably be paying much less every month in mortgage repayments than you had been forking out on rent, and you actually have a place of your very own at the end of it. Historically, property prices follow a strong upward trend so you really are investing in your future.

If you’re in a good financial position, then considering a buy-to let investment is the next step to financial freedom. So long as you can get the initial deposit down, and get a good mortgage deal which is less than the rental income, you’re on the fast track to being rather rich.

Again, you are also likely to benefit from a rise in overall property prices meaning you can bring in big bucks by selling up at the peak of the market and buying at the bottom.

Of course, there is the whole issue of getting a deposit together, and that’s a lot easier said than done.

But going back to those budgeting skills you honed as a student, you can put a plan in place to save up the necessary amount. You’d typically be looking at needing 10% of the property value.

Invest in stock markets using index-trackers

If you’re not familiar with the stock market, it can all seem a little bit daunting. Index-tracking stocks are fairly straightforward though, and more to the point consistently beat the vast majority of managed and hedge funds.

In simple terms, these funds are a collective investment scheme that replicates the movements of one particular financial market (eg. the FTSE 100). There are 3 big advantages over other stock market investments:

• Very low-cost, with long-term returns of up to 10%pa
• Don’t require much knowledge or professional help
• Avoid the classic issues of following greed and making stock choices
• Easy to manage
• Can be wrapped in a Shares ISA for tax-free returns
• Maximizes the magic of compound interest (where interest income is reinvested)

This sort of investment works best when it’s given several years to appreciate and mature, so think of it as a long-term venture rather than a get rich quick scheme. But be assured, over time your wealth portfolio will swell nicely.

Read our guide on index-tracking investments, and if you really want to learn how to make your millions using this strategy then definitely read Andrew Hallam’s Millionaire Teacher. Highly recommended.

Get to grips with your pension

Retirement might seem like a long way off yet, but sorting out a pension fund before you hit 30 is a very wise move.

The benefits of pensions in growing your wealth are on a par with index-tracking investments. Even a modest amount put into a pension fund now can make a big difference in the future.

As with many of the other tips on this page, the key thing is to grow your knowledge of these major types of investment products available to you.

You might be able to get a good pension through your employer, who often match every pound you put in, but don’t forget to look at other providers too.

Try to pick a flexible one, that allows you to pay in as much or as little as you can afford, with a low annual fee. Virgin Money is offering some good deals at the moment.

Before retirement

When you retire you’ll still require an income to cover not only basic living essentials (like rent and food) but to sustain the lifestyle you have worked so hard to achieve.

To be a millionaire OAP requires some planning years before you reach retirement age.

Set an income goal

Most retirees are ‘pensioners’ because, well, they are living off of their pension which at least covers living costs. But you want to live like a millionaire, right?

To get to this level of income without working requires a fairly sizable pension plus a good number of other streams of income being earned every month on your capital assets.

If you want to really live it up post-work, it’s important to set an income goal before you retire that does not require you to work any more. This number will vary for everyone, but whatever it is, pick one and work to it. Instead of retiring at 70 you might find you’re able to retire at 58 if you wanted to, because you’ve reached your goal.

By the time you give up work, your investment portfolio becomes your income portfolio. To protect your nest egg you need to diversify…

Diversify your interests

Don’t keep all your eggs in one basket. Over the years, you should aim to build up a portfolio of wise investments that will get you set for when you retire.

A good income portfolio would ideally include a mix of:

• Cash and stock ISAs
• Government bonds
• A pension (private or state)
• Index-tracking funds
• Buy-to-let property (UK or overseas)
• Cash

All of these are sources of sustained income. This kind of balanced portfolio will leave you in a position to enjoy your retirement, rather than wondering how you’ll afford it. And with the UK’s state pension getting worse each and every year, that’s a very good position to be in.

Write a Will

Remember, whatever happens, you can’t take it all with you when you’re in the ground. After a life of saving and building up your wealth, you want it to fall into the right hands when you’re gone.

It can be worth seeking professional legal and tax advice to make sure you have a strategy that maximizes the beneficiaries of your Will. And don’t wait until you’ve gone grey, the earlier the better!

Fast tracks to becoming a millionaire (legally)

If the long but fool-proof road to becoming a millionaire – that is, scrimping and saving as a graduate and building a well-balanced and sustained investment portfolio in your 30s onwards – doesn’t appeal to you, then there are other more creative ways to becoming filthy rich in a shorter time-frame.

Try these for size:

• Move abroad – with a healthy bank balance you can live like a king in exotic countries such as India, Mexico and Thailand
• Lotteries, game shows & competitions – this method of course all comes down to luck, but for a (very) small group of people a punt has paid off big time
• Career choice – this guide has mostly focused on investing, but get into a high paying industry or job and you might be driving the flash car quicker than you think
• Sell a business – we touched on this, but there’s still lots more to be said for starting up a company, adding value, generating sales and flogging it on
• Gambling – not one to recommend since the majority of gamblers get into bad debt, but nonetheless it can be a quick way to big bucks for some. Check our guide to Matched Betting to profit without risk
• Property developing – you’ve seen the daytime TV shows, and adding value to houses is without doubt a great way to build wealth relatively quickly
• Inheritance – you probably haven’t got much choice in this one, but you can always send a Christmas card to distant wealthy relatives, just in case.

A million isn’t what it used to be, but it’s still more than enough to give you a very comfortable lifestyle. Making wise investment choices will help your cash to stand the test of time –  AKA inflation, your biggest wealth enemy.

Whether you’ve got a couple of tenners spare or perhaps a couple of thousand, give some really serious thought to what you should do with it.

But remember, if you want to be a millionaire, you’d much rather stash it away to earn more money than spend it now.

For more about becoming a millionaire in the 21st century, check out these great books:

4 fool-proof student business ventures

Like most time rich cash poor students, starting a business and raking in some cash and spending the proceeds on  partying and designer clothes probably seems like a pretty idyllic plan (if not slightly unrealistic).

Without getting too far ahead of yourself starting the right sort of venture at university (one with low start up costs that is quickly cash positive) can be a great way to earn good money and spend your time productively.

We’ve outlined a few tried and tested student business plans below. These are all about execution and hard work, but if you utilise your skills correctly they are some great ways to earn good cash, improve your CV and have fun.

4 student money making ventures

1. Start a club night

   For student businesses, this is the oldest trick in the book. However, starting a successful, profitable club night does take a lot of planning.
   The first key point to consider is whether you have the right networks at university to get a club night going, you really need to socialise with a large range of people in different groups, courses, societies and halls (or partner with someone who does).Informal networks are absolutely key for getting a club night off the ground.
   Secondly, it’s important to think about what sort of club night is missing within these networks in terms of the music and venue you choose – these will be a key part in getting people out on a night out or switching from an already established night they go to. But if you’re friendly with a large number of people who will do a favour for you and promote your night to their friends it’s a quick way to start generating some cash without too much risk being invested in the night.
   Remember though, getting people to a launch party is far easier than the second and third time you run your night, so you’ll have to work especially hard no matter how well the launch goes!

2. Start a student discount card/app for your area

   Probably the second most popular and easy to start student business venture is starting a discount card business. The principles here are pretty simple.
   Talk to local companies to get discounts for your members, make some cards with the discounts featured and get selling the cards with these discounts to students!
   It would probably be wise however to approach it in a more unique way with a particular selling point; for example, instead of charging students for a card – why not set up an app or website listing discounts for free (similar to our discount section) and offer being featured to local businesses on a free trial and then start charging businesses on a monthly basis as your user base expands.
   You could then also set up a premium membership with extra discounts for students who are willing to pay for a card once they’ve used the free service.
   Again, execution and spreading the word about your discount club is key, but when done correctly the business could become a nice money earner.

3. Start an agency

   This particular businesses plan does require you to have skills in a particular area that are of a high enough quality to charge someone else to hire (or the time and commitment to learn these skills). However, if you do have skills in an area like design, development, marketing or consultation of some sort then this can be a particularly easy to start business that you should excel at.
   Probably the easiest place to start is approaching local businesses. Offer a heavily discounted rate at first and in time you’ll have a portfolio and will be able to increase your rates.

4. Start blogging

   Whatever your interest is, there is a market in the blogosphere that will be interested in your opinions. Check out the article on how to build a website here.
   Once you have a blog up and running the really key thing is putting out relevant, high quality content on a regular basis. By doing this you’ll gain followers and recommendations and once you have a big enough audience can start advertising relevant companies on your site – this can be enough to earn a serious income if your market is big enough and you become a leader.
   Learn basic SEO and social media advertising skills to help get yourself off the ground.

Do you have any business ideas of your own? Let us know in the comments below.

 

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